#21
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 12:33:52 PM UTC-4, peterson (aka mud) failed to do his assigned homework but instead wrote:
Mortgages should be hard to get. Mortgages shouldn't be hard to get, but they shouldn't be given out to those who can't pay them back. BTW, mud, you failed to provide the proof to support your assertion, which was: "But the average person is much better off than six years ago." Not that you could have anyway, mud, since such proof/evidence is non-existent. |
#22
|
|||
|
|||
Ayn Rand's Utopia
On Thu, 25 Jun 2015 09:48:09 -0700 (PDT), wrote:
Mortgages should be hard to get. Mortgages shouldn't be hard to get, but they shouldn't be given out to those who can't pay them back. I view those as the same thing. As well as sensible lending rules. No mortgages without 20-25% down. No mortgages that require payments in excess of 25% or 30% of income. No terms longer than 15 years. |
#23
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 10:48:11 AM UTC-6, wrote:
BTW, mud, you failed to provide the proof to support your assertion, which was: "But the average person is much better off than six years ago." Not that you could have anyway, mud, since such proof/evidence is non-existent. The left (properly) cares about the median person, not the average person. John Savard |
#24
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 10:40:16 AM UTC-5, Uncarollo2 wrote:
On Thursday, June 25, 2015 at 9:59:40 AM UTC-5, Quadibloc wrote: On Wednesday, June 24, 2015 at 5:02:54 PM UTC-6, wrote: On Wednesday, June 24, 2015 at 6:08:26 PM UTC-4, Chris L Peterson wrote: Without the Republican sabotage, we'd be much better off. The Democrats took over the House and Senate in 2007... the recession happened on THEIR watch. Don't try to argue with that, just accept it. Excuse me: 1) The stock market crash of 2008 is generally acknowledged to have had a crisis in sub-prime mortgage lending as its cause; and 2) this crisis was made possible by the repeal of Glass-Steagall - by the Republicans. To say "don't try to argue with" an assertion clearly contrary to well-known facts is not constructive. However, apparently there are _some_ holes in the common perception of this: http://www.forbes.com/sites/steveden...11/11/22/5086/ although this article does _not_ deny the role of the repeal of Glass-Steagall. John Savard There is plenty of blame to go around on that one. Financial deregulation occurred here because Wall Street was losing world wide investment business to London because their regulations were relaxed during Thatcher's reign. There was money to be made and people with a lot of power and influence wanted part of the action. Interestingly, Canada did not suffer a banking crisis because they refused to relax their version of Glass Steagall. Canada is a much more conservative country than the US in the traditional sense of the word. Canada also has a good working health insurance system, whereby nobody ends up bankrupt due to medical debt. Today the US Supreme Court upheld a critical part of the ACA by a 6-3 ruling. So now maybe we can get both sides of the isle together to strengthen the law and make it better for all? Yea sure we can, as divided as we are by ideology - thank you very much Rush Limbaugh and your ilk. So today, all across this great nations, reactionaries are weeping over the prospect that poor people will have access to basic medical care and that the dwindling middle-class will no longer be bankrupted by illness and injury. They will gnash their teeth and rend their garments at the thought of people with "pre-existing conditions" being able to buy their own insurance. This is the 21st century and every wealthy democracy makes health care available to ALL of its citizens. We are not an underdeveloped country and we don't live in the lala land of libertarianism. The case is over, closed. Done. The ASA is here as intended. Ironically, singer-payer would allow small businesses to flourish, without placing on small business owners the huge burden of providing the kind of employer-health care that large companies are able to buy in bulk. |
#25
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 1:30:59 PM UTC-4, peterson (aka mud) wrote:
On Thu, 25 Jun 2015 09:48:09 -0700 (PDT), wsnell01 wrote: Mortgages should be hard to get. Mortgages shouldn't be hard to get, but they shouldn't be given out to those who can't pay them back. I view those as the same thing. You view WHAT as the "same thing." As well as sensible lending rules. No mortgages without 20-25% down. Higher down payment leads to lower contingency fund. No mortgages that require payments in excess of 25% or 30% of income. That will tend to keep things under control, but might be too low in some situations, ie frugal buyer with high income. No terms longer than 15 years. Longer terms lead to lower monthly payments, with a reduced risk of not being able to pay mortgage in any given month, while still allowing for the possibility of accelerated payment or early payoff. BTW, mud, you failed to provide the proof to support your assertion, which was: "But the average person is much better off than six years ago." Not that you could have anyway, mud, since such proof/evidence is non-existent. |
#26
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 1:36:47 PM UTC-4, Quadibloc wrote:
The left (properly) cares about the median person, not the average person. Conservatives do so as well. Do not arrogate the virtue of compassion for yourself, leftie. Some of you actually fall quite short in regard to compassion. |
#27
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 1:46:43 PM UTC-4, Uncarollo2 wrote:
Ironically, singer-payer would allow small businesses to flourish, without placing on small business owners the huge burden of providing the kind of employer-health care that large companies are able to buy in bulk. Currently, small businesses have no "burden" to provide health care benefits and large businesses shouldn't have such burdens either. Big businesses aren't buying health benefits "in bulk" they are merely spreading the cost around among their employees and paying them lower salaries than they would otherwise receive. A meaningful reform of the tax code, repeal of 0bamacare and return to a free market will fix things quickly. Sandra Fluke will not be happy at having to pay for her own contraceptives, however. |
#28
|
|||
|
|||
Ayn Rand's Utopia
On Thu, 25 Jun 2015 11:05:29 -0700 (PDT), wrote:
Currently, small businesses have no "burden" to provide health care benefits and large businesses shouldn't have such burdens either. Indeed, no business should even be allowed to provide health care benefits. Or more accurately, every benefit provided by an employer should be taxed as income. |
#29
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 1:05:31 PM UTC-5, wrote:
On Thursday, June 25, 2015 at 1:46:43 PM UTC-4, Uncarollo2 wrote: Ironically, singer-payer would allow small businesses to flourish, without placing on small business owners the huge burden of providing the kind of employer-health care that large companies are able to buy in bulk. Currently, small businesses have no "burden" to provide health care benefits and large businesses shouldn't have such burdens either. Big businesses aren't buying health benefits "in bulk" they are merely spreading the cost around among their employees and paying them lower salaries than they would otherwise receive. A meaningful reform of the tax code, repeal of 0bamacare and return to a free market will fix things quickly. Sandra Fluke will not be happy at having to pay for her own contraceptives, however. Having a healthy citizenry is a benefit to all of us, having the person next to you on the Metro not suffering from TB is in your interest, having a server not ill works for me, having school children benefit from accessible health care is of benefit to your children and the teachers. Civilization just works better with healthy citizens. Why do regressives have such a hard time understanding this ? |
#30
|
|||
|
|||
Ayn Rand's Utopia
On Thursday, June 25, 2015 at 2:18:35 PM UTC-5, Chris L Peterson wrote:
On Thu, 25 Jun 2015 11:05:29 -0700 (PDT), wrote: Currently, small businesses have no "burden" to provide health care benefits and large businesses shouldn't have such burdens either. Indeed, no business should even be allowed to provide health care benefits. Or more accurately, every benefit provided by an employer should be taxed as income. Having a healthy citizenry is a benefit to all of us, having the person next to you on the Metro not suffering from TB is in your interest, having a server not ill works for me, having school children benefit from accessible health care is of benefit to your children and the teachers. Civilization just works better with healthy citizens. Why does anyone have such a hard time understanding this ? |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Prof. Frank J. Tipler's "A Liberal Utopia" | James Redford | Astronomy Misc | 0 | August 22nd 13 04:07 PM |
Rand Simberg is back! | Dale Carlson | History | 1 | February 23rd 11 11:18 AM |
I Have Found Utopia! | jonathan | Policy | 1 | September 23rd 05 01:02 AM |
Utopia? | Double-A | Misc | 2 | July 15th 05 04:40 PM |
For Rand | Rand Simberg | Policy | 9 | September 25th 03 06:27 PM |