Frames of referance, AA, as mentioned before. You're looking into a
region deep within a black hole's gravity well wherein time would be
*nearly* standing still relative to us 'out here'. But in its own
referance frame, its clock would be running at the normal rate.

Everybody here knows this, but that is not the issue here.

Rather, the issue is that supermassive black holes must be extremely
young locally, if they have any age at all.