Scott My addition takes in time for the first neutron to form. Time for
these decaying neutrons to become hydrogen atoms,and helium. Time for
gravity to create clouds. Time for the first star to form without any
help from heavy elements. I don't mind giving galaxies like the Milky
Way just 9 billion years to create billions and billions of stars. Its
the spacetime of creating nebula's that took the most time. bert